How It Works
Updated March 2026
The Process
- You tell us the GPU model, quantity, and when you plan to sell.
- We structure a solution and share a guaranteed minimum resale price and total cost.
- You pay upfront. Coverage takes effect.
- When you decide to sell, at any point during the term, you sell on the open market during a 90-day sale window. The guaranteed floor for that year applies.
- If the sale price falls below the guaranteed minimum for that year, the policy pays the difference. If it clears above, the upside is yours.
What You Need to Know
- Backed by reinsurance
- Coverage is supported by established reinsurance markets. This is the same structure used for aircraft, vehicles, and heavy equipment.
- You sell the hardware
- American Compute does not take possession. You trigger disposal at any point during the policy, then sell during a 90-day window. Only good-faith attempts to sell are honored for payout. American Compute can introduce resellers.
- Warranty required
- Equipment must carry OEM or manufacturer warranty that aligns with the policy term. Policies do not cover out-of-warranty hardware.
- What's covered
- NVIDIA datacenter GPUs: B300, B200, H200, H100. The sweet spot is a 3-year term with a target resale value around 20%-30% of equipment price. Total cost in typical situations is 2-3% of equipment price, paid upfront. Reach out for details.
What to Expect After You Reach Out
- Send us the GPU model, server configuration, quantity, and your planned timeline. A purchase order or Bill of Materials speeds things up.
- Response within 1 business day with follow-up questions or preliminary pricing. The pricing includes a guaranteed floor for each year of the policy and total cost.
- The equipment must carry OEM or manufacturer warranty that aligns with the policy term.
- Once terms are agreed, you pay upfront. Coverage takes effect immediately. If a lender needs to be named as loss payee or additional insured, that is handled during binding.
The process typically completes within days of first contact. Complex configurations or multi-site deployments may take longer.
Disposal Is on Your Schedule
You choose when to sell. The guaranteed floor varies by policy year: earlier disposal typically carries a higher floor, later disposal a lower one. Each year's floor is specified in the policy at inception.
When you trigger disposal, a 90-day sale window opens. You sell the hardware on the open market, through brokers, ITADs, or direct to buyers. We can introduce resellers to help you sell.
If the sale price falls below the guaranteed floor for that year, the policy pays the gap. If it clears above, you keep the upside.
This flexibility matters for tech refresh cycles. If NVIDIA launches a new architecture and you want to upgrade early, the policy still protects you. You are not locked into holding hardware until the end of the term.
Questions
- How long does it take to get pricing?
- We respond within 1 business day after receiving the GPU model, quantity, and planned sale timeline.
- What documentation is needed?
- The GPU model, server configuration, quantity, OEM warranty status, and planned sale date. A purchase invoice or asset list is helpful.
- Can the policy be assigned to a lender?
- Yes. The policy can name a lender as loss payee or additional insured, so the lender benefits directly from the guaranteed floor.
- Is the cost refundable?
- The cost is paid upfront and non-refundable. Coverage is active for the full policy term.